Insurance: Mitigates Worries of Breast Cancer

Insurance:Mitigates worries of breast cancer 

by Michael Antonio, Philam Life Wealth Portfolio Manager

OCTOBER IS BREAST CANCER MONTH

October is Breast Cancer Awareness Month, which is an annual campaign to increase awareness when it comes to this dreaded disease that have affected countless lives among women across the globe.

Philippines: highest breast cancer incidence rate in Asia

A recent article came out in the Philippine Daily Inquirer that the Philippines is now reported to have the highest incidence rate of breast cancer in Asia. The Philippines is included in the Top 10 countries with the most counts of breast cancer cases. It is also reported to be the third leading cause of death in the Philippines but is totally curable and can be prevented. More than the physical and financial agony caused by breast cancer is the emotional and mental stress and anxiety inflicted to the victim and to its family. Former U.S. Representative and breast cancer survivor, Debbie Wasserman Schultz once said:

“Breast Cancer is not just a disease that strikes at women. It strikes at the very heart of who we are as women: how others perceive us, how we perceive ourselves, how we live, work and raise our families – or whether we do these things at all” – Debbie Wasserman Schultz, US Representative and a breast cancer survivor

OUR VALUE PROPOSITION

Provide relief to your family and loved-ones by preparing for any untoward incident. Avail of our Yearly Renewable Term Insurance called “Cancer Life Shield.”  This provides flexible coverage and allows you to receive a lump sum amount of up to Php 1.3 Million per policy upon first diagnosis of Cancer including Breast Cancer. You also get the chance to receive Quarterly Cash Support Benefit, Daily Hospital Income Benefit and Reimbursements on Surgeries and Operations.

PHILAM LIFE'S CANCER LIFE SHIELD 

To further mitigate the emotional and mental stress inflicted to the breast cancer victims, Philam Life provides a Yearly Renewable Health Plan that provides guaranteed financial assistance upon first diagnosis of covered cancer.

Issue Ages are from 20-59 years old

For as low as Php 3,000 a Year*, you get benefits up to Php 1.3 Million

*Annual Premiums vary depending on Age Group

WANT TO KNOW MORE ABOUT THIS?

You may visit our website at www.antoniowpm.com or you may contact us at (02) 718-0136 or through our mobile numbers 09998813648 (Smart) or 09175892902 (Globe).

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Look for Kathleen Grace Antonio or Michael Antonio

Financial Management: The What and The How?

Keeping oneself financially healthy is equally important as keeping oneself''s physical health. Many people disregard this aspect but how important is it to be financially healthy? 

One way of keeping your financial standing on a passable rating is by managing your finances properly. So what does it mean to manage your finances? 

Financial Management according to Wikipedia is the effective and efficient management of money or funds in such a manner as to accomplish the objectives of an individual or an organization. So when we talk about Financial management, you need to consider three (3) important aspects:

1. Effectively - (Effective - Adj.) Which means adequate to accomplish a purpose; producing the intended or expected result. Being effective means doing the right things as intended. There's an intentional awareness on your end that for you to accomplish something, you have to do the following steps. You should know the "what" for you to manage your finances properly.

2. Efficiency - (Efficient - Adj.) Which means performing or functioning in the best possible manner with the least waste of time and effort. This means that when we manage our finances, we need to manage it in the best possible manner. Efficiency is about doing the things in the right manner. You should not only know the "what", but rather you should also know the "how" in order to save time, money and resources. 

3. Money - It is any object or record that is generally accepted as payment of goods and services and repayment of debts in a given socio-economic context or country. In short, it is the "legal tender." This is the acceptable mode of payment. Some would correlate it to cash, check, treasury bills and other short term investments. 

In learning the concepts of financial management, you need to put these three (3) aspects into play: (1) You need to know what you need to manage which is in this case, it's money; (2) You need to understand how will you manage these resources; and (3) You need to understand important concepts when it comes to money. 

These are the first steps in order for you to manage your finances which i will discuss further on my next blogs.

So with that, knowing how to manage your finances will help you achieve your individual and collective goals by diligently keeping & properly handling your money or funds. These are the fundamentals that we need to know before we dig deeper to this topic.

For any questions or comments, you may leave a comment below or you may visit our website: www.antoniowpm.com

Having problems in managing your finances? Are you having difficulty eliminating your bad spending habits?These are common questions raised by common persons.

We can help you get your answers. Call or Email us! 

mbantonio.financialadvisor@gmail.com